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	<title>Market Digest &#187; Loans</title>
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		<title>Over 1 in 4 Young Americans 18-29 Say They Will Delay Repaying Student Loans and Other Debt Due to Poor Economy</title>
		<link>http://www.marketdigest.biz/over-1-in-4-young-americans-18-29-say-they-will-delay-repaying-student-loans-and-other-debt-due-to-poor-economy.html</link>
		<comments>http://www.marketdigest.biz/over-1-in-4-young-americans-18-29-say-they-will-delay-repaying-student-loans-and-other-debt-due-to-poor-economy.html#comments</comments>
		<pubDate>Wed, 09 Nov 2011 02:14:00 +0000</pubDate>
		<dc:creator>Market Digest</dc:creator>
				<category><![CDATA[Education]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Generation Opportunity]]></category>
		<category><![CDATA[student loan]]></category>
		<category><![CDATA[student loan repayment]]></category>
		<category><![CDATA[student loans]]></category>

		<guid isPermaLink="false">http://www.marketdigest.biz/?p=3486</guid>
		<description><![CDATA[With student loan repayment receiving much attention, the crux of the issue is joblessness. The long duration of a poor U.S. economy with near zero job growth is continuing to take a deepening toll on young adults. Faced with the highest joblessness since the end of World War II, young Americans are forced to deal [...]]]></description>
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		<title>82 Percent of Refinancing Homeowners Maintain or Reduce Mortgage Debt in Third Quarter</title>
		<link>http://www.marketdigest.biz/82-percent-of-refinancing-homeowners-maintain-or-reduce-mortgage-debt-in-third-quarter.html</link>
		<comments>http://www.marketdigest.biz/82-percent-of-refinancing-homeowners-maintain-or-reduce-mortgage-debt-in-third-quarter.html#comments</comments>
		<pubDate>Tue, 08 Nov 2011 05:04:53 +0000</pubDate>
		<dc:creator>Market Digest</dc:creator>
				<category><![CDATA[Loans]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[mortgage debt]]></category>
		<category><![CDATA[Refinancing Homeowners]]></category>

		<guid isPermaLink="false">http://www.marketdigest.biz/?p=3477</guid>
		<description><![CDATA[Freddie Mac released the results of its third quarter refinance analysis showing homeowners who refinance continue to strengthen their fiscal house by maintaining or reducing their mortgage debt. In the third quarter of 2011, 82 percent of homeowners who refinanced their first-lien home mortgage either maintained about the same loan amount or lowered their principal [...]]]></description>
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		<title>2011 New Credit Growth Highest in Two Years</title>
		<link>http://www.marketdigest.biz/2011-new-credit-growth-highest-in-two-years.html</link>
		<comments>http://www.marketdigest.biz/2011-new-credit-growth-highest-in-two-years.html#comments</comments>
		<pubDate>Mon, 03 Oct 2011 02:10:09 +0000</pubDate>
		<dc:creator>Market Digest</dc:creator>
				<category><![CDATA[Loans]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[auto lending]]></category>
		<category><![CDATA[National Credit Trends Report]]></category>
		<category><![CDATA[risk scores]]></category>
		<category><![CDATA[student loans]]></category>

		<guid isPermaLink="false">http://www.marketdigest.biz/?p=3360</guid>
		<description><![CDATA[Equifax&#8217;s latest National Credit Trends Report indicates that the credit cycle has turned as new credit growth continues, with higher loan volumes on a 2011 year-to-date basis for multiple lending markets including: Automotive, Bankcard, Consumer Finance and Retail Card. During the recession, the average dollar amount of individual delinquencies increased, but signs this is reversing [...]]]></description>
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		<title>75 Percent of Refinancing Homeowners Maintain or Reduce Debt in First Quarter</title>
		<link>http://www.marketdigest.biz/75-percent-of-refinancing-homeowners-maintain-or-reduce-debt-in-first-quarter.html</link>
		<comments>http://www.marketdigest.biz/75-percent-of-refinancing-homeowners-maintain-or-reduce-debt-in-first-quarter.html#comments</comments>
		<pubDate>Fri, 06 May 2011 10:34:07 +0000</pubDate>
		<dc:creator>Market Digest</dc:creator>
				<category><![CDATA[Economy]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[home mortgage]]></category>
		<category><![CDATA[Refinancing]]></category>

		<guid isPermaLink="false">http://www.marketdigest.biz/?p=2973</guid>
		<description><![CDATA[Real Cash-Out Volume Reaches 15-Year Low Freddie Mac released the results of its first quarter refinance analysis showing homeowners who refinance continue to strengthen their fiscal house. In the first quarter of 2011, 3-out-of-4 homeowners who refinanced their first-lien home mortgage either maintained about the same loan amount or lowered their principal balance by paying-in [...]]]></description>
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		<title>30 Year Home Loans</title>
		<link>http://www.marketdigest.biz/30-year-home-loans.html</link>
		<comments>http://www.marketdigest.biz/30-year-home-loans.html#comments</comments>
		<pubDate>Sat, 15 May 2010 07:14:09 +0000</pubDate>
		<dc:creator>Market Digest</dc:creator>
				<category><![CDATA[Home]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[30 year home loan]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[home loan rates]]></category>

		<guid isPermaLink="false">http://www.marketdigest.biz/?p=2096</guid>
		<description><![CDATA[It used to be the first choice of most borrowers, because since the total payments are spread over a longer period of time with the interest rate set for the entire time of the mortgage. 30 year home loan rates are an industry standard but is it the right choice for you? The 30 year [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Uncertain economic times intensify need for private student loans</title>
		<link>http://www.marketdigest.biz/uncertain-economic-times-intensify-need-for-private-student-loans.html</link>
		<comments>http://www.marketdigest.biz/uncertain-economic-times-intensify-need-for-private-student-loans.html#comments</comments>
		<pubDate>Wed, 07 Apr 2010 05:30:01 +0000</pubDate>
		<dc:creator>Market Digest</dc:creator>
				<category><![CDATA[Economy]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://www.marketdigest.biz/?p=1997</guid>
		<description><![CDATA[Recent Legislation Creates Additional Confusion About Availability of Private Student Loans Amidst a still-struggling economy and confusion in the market over recent student loan legislation, SimpleTuition, Inc. explains that college financing options, including private student loans, remain readily available. The student loan provision in the recently passed Health Reform Act took private banks out of [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Benefits overpayment causes low-income families to look to debt consolidation</title>
		<link>http://www.marketdigest.biz/benefits-overpayment-causes-low-income-families-to-look-to-debt-consolidation.html</link>
		<comments>http://www.marketdigest.biz/benefits-overpayment-causes-low-income-families-to-look-to-debt-consolidation.html#comments</comments>
		<pubDate>Sun, 28 Mar 2010 07:58:41 +0000</pubDate>
		<dc:creator>Market Digest</dc:creator>
				<category><![CDATA[Economy]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[benefits overpayment]]></category>
		<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[low-income families]]></category>

		<guid isPermaLink="false">http://www.marketdigest.biz/?p=1969</guid>
		<description><![CDATA[Low-income families are being forced to pay back 1.85bn pounds Sterling after the government made overpayments to 1.6 million people through the benefits system. It is believed that thousands of people, many of whom are already in debt, will have to seek financial assistance in the way of debt consolidation and even bankruptcy. A Commons [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>5 super easy financial resolutions</title>
		<link>http://www.marketdigest.biz/5-super-easy-financial-resolutions.html</link>
		<comments>http://www.marketdigest.biz/5-super-easy-financial-resolutions.html#comments</comments>
		<pubDate>Wed, 16 Dec 2009 11:34:55 +0000</pubDate>
		<dc:creator>Market Digest</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://www.marketdigest.biz/?p=1690</guid>
		<description><![CDATA[Each year starts with lofty goals, but resolutions are hard to keep. Rather than attempt a lifestyle change overnight, set small, attainable goals. Here, SmartyPig  offers five super easy resolutions anyone can use to put finances on track: Know your credit score Good credit is the foundation for achieving financial goals. It&#8217;s crucial to stay [...]]]></description>
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		<title>Banks Still Not Lending, Centric Commercial Finance survey reveals</title>
		<link>http://www.marketdigest.biz/banks-still-not-lending-centric-commercial-finance-survey-reveals.html</link>
		<comments>http://www.marketdigest.biz/banks-still-not-lending-centric-commercial-finance-survey-reveals.html#comments</comments>
		<pubDate>Thu, 26 Nov 2009 14:50:44 +0000</pubDate>
		<dc:creator>Market Digest</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Companies]]></category>
		<category><![CDATA[Company Finances]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Industries]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[US Markets]]></category>

		<guid isPermaLink="false">http://www.marketdigest.biz/?p=1621</guid>
		<description><![CDATA[65% of corporate financial advisers have stated that the &#8216;the banks are not lending&#8217;, according to an independent survey commissioned by Centric Commercial Finance. 72% said that cash flow was proving to be their clients&#8217; biggest challenge. Disappointingly, 56% of respondents claim that banks have removed or are restricting clients&#8217; facilities. Tim Hawkins comments: &#8220;The [...]]]></description>
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		<title>Bank of America program helps 100,000 Subprime, Option-ARM borrowers avoid foreclosure in first 10 months of outreach</title>
		<link>http://www.marketdigest.biz/bank-of-america-program-helps-100000-subprime-option-arm-borrowers-avoid-foreclosure-in-first-10-months-of-outreach.html</link>
		<comments>http://www.marketdigest.biz/bank-of-america-program-helps-100000-subprime-option-arm-borrowers-avoid-foreclosure-in-first-10-months-of-outreach.html#comments</comments>
		<pubDate>Tue, 24 Nov 2009 09:17:42 +0000</pubDate>
		<dc:creator>Market Digest</dc:creator>
				<category><![CDATA[Companies]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[Industries]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[US Markets]]></category>

		<guid isPermaLink="false">http://www.marketdigest.biz/?p=1609</guid>
		<description><![CDATA[Just 10 months after initiating outreach to customers through its National Homeownership Retention Program (NHRP), Bank of America has provided mortgage relief to 100,000 eligible homeowners with certain Countrywide subprime and option-ARM mortgages. According to the bank&#8217;s most recent quarterly progress report, more than 31,000 eligible customers received assistance in the third quarter &#8211; the [...]]]></description>
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