Each year starts with lofty goals, but resolutions are hard to keep. Rather than attempt a lifestyle change overnight, set small, attainable goals.
Here, SmartyPig offers five super easy resolutions anyone can use to put finances on track:
Know your credit score
Good credit is the foundation for achieving financial goals. It’s crucial to stay on top of [...]
65% of corporate financial advisers have stated that the ‘the banks are not lending’, according to an independent survey commissioned by Centric Commercial Finance. 72% said that cash flow was proving to be their clients’ biggest challenge. Disappointingly, 56% of respondents claim that banks have removed or are restricting clients’ facilities.
Tim Hawkins comments: “The [...]
Just 10 months after initiating outreach to customers through its National Homeownership Retention Program (NHRP), Bank of America has provided mortgage relief to 100,000 eligible homeowners with certain Countrywide subprime and option-ARM mortgages. According to the bank’s most recent quarterly progress report, more than 31,000 eligible customers received assistance in the third quarter – the [...]
If you hope to take advantage of the $8,000 federal tax credit for first time home buyers, you need to close on your new home by Nov. 30, 2009. We at the Santa Clara County Association of REALTORS advise planning ahead to avoid the disappointment of disqualification.
“The nationwide popularity of this stimulus tax credit may [...]
Tuition bills for fall semester have begun arriving in mailboxes, and the scramble to figure out how to pay them is underway. For most families, student and parent loans are a reality when it comes to covering the tuition bill.
But while borrowing may be a necessity, it shouldn’t be an indulgence, warn experts at SimpleTuition, [...]
Financial Trust Index Researchers Study Economic and Moral Factors In Strategic Default
While the Obama administration’s housing policy has been largely influenced by a study of the Boston housing market during the 1990-91 recession in which homes devalued by approximately 10 percent, new research suggests that a novel phenomenon is at hand in the fallout [...]
Nearly 510,000 Americans received counseling, education in tough economic year
More than one-half million Americans turned to Consumer Credit Counseling Service of Greater Atlanta (CCCS of Greater Atlanta) last year to avoid foreclosure, pay down credit card debt and determine if they should file for bankruptcy.
The 509,718 individuals who received credit counseling or attended educational [...]
The recent credit crunch has affected everybody in a bad way, thousands of people are not being able to keep up with their mortgage payments each month forcing them into more debt. The trouble that banks and building societies are going through prevents them from being a viable solution – they cannot lend everyone money [...]
Guarantor backs 10 percent increase in funding for higher education
USA Funds(R), the nation’s leading education loan guarantor, announces that it supported $17.2 billion in loans to help students and parents pay for college during the fiscal year that ended Sept. 30, 2008. The figure represents an increase of more than 10 percent in college [...]
18-21 year olds cite financial stress, juggle 2-3 credit cards in college
Even though 84 percent of college students say they are educated about money management and understand the consequences of debt, 50 percent wish they had a plan to help decrease their debt, according to a new poll for Western Union(R) Payment Services conducted by [...]